Join our search engine
European Union
Categories

Car loan, or how to finance a vehicle?

Author: CampRest.com
Category: Motorhome & Caravan news
Car loan, or how to finance a vehicle? – main image

You already have a Seat model selected, but you are wondering how to finance it? A car loan under the SEAT Financial Services program allows you to finance all models of this brand in an attractive and convenient way. Get the details!

Cheap car loan - what do you need to know?

SEAT Loan Moc Low Ratio is a loan for a car with low installments . It was possible to reduce them thanks to the fact that the customer is not charged with the full repayment of the vehicle value. In this loan, he covers an amount equal to the part of the vehicle that he used up. More precisely, the point is that the buyer repays the expected amount by which the value of the car has decreased during the term of the loan agreement. This makes the SEAT Loan Moc Low Rat look more like a rental or subscription than a classic car loan .

Installments lighter than in a classic car loan

Low installments are a chance, among others for those who want to have a new vehicle configured to their preferences, but feel certain restrictions on the part of their budget. For example, the SEAT Ibiza FR with an engine capacity of 1.5 l TSI with 150 HP, Start & Stop system and manual 6-speed gearbox costs 70,000 PLN . In the Moc Low Rat loan you can have it, for example, for PLN 674 per month . It is enough to select the following terms of the loan agreement for a new car:

  • Number of installments: 48.
  • Own contribution: 30% the value of the car.
  • Annual mileage limit: 20 thousand. km.

A loan for a new car and equipment

For this model, you can buy some interesting additional solutions , which, although they do not have a significant impact on the operation of the vehicle, will certainly enhance the comfort and pleasure resulting from its use. These include, for example:

  • Winter package , which includes: heated front seats, washer fluid heating and height adjustment for driver and passenger seats. Cost: PLN 1533 .
  • Practical package including rain sensor, dusk sensor (automatic light), automatic light delay "Coming and Leaving Home" function, automatically dimming rear view mirror, electrically adjustable, heated and folding side mirrors. Price: PLN 1 129.
  • KESSY Keyless Entry and Start System . Value: PLN 1,314 .

In total, these few gadgets cost PLN 3976 . How much will they increase the monthly SEAT Ibiza installment? Its value will now increase to PLN 73,976 . The monthly loan installment, with all other terms of the loan agreement unchanged, will be PLN 713 .

A new car on loan - is it worth it to be fully equipped?

As you can see, all this additional equipment, which from a pragmatic point of view may not be necessary, but has a huge impact on the pleasure of using the car, will cost only PLN 38 per month . Therefore, it is not much, if it translates into long-term comfort of using a new car on credit. Therefore, when deciding to buy a new car on a loan from SEAT Financial Services, it is worth considering the purchase of additional equipment.

CampRest.com
CampRest.com

We have created the CampRest portal for people who value freedom and travel on their own.

See more publications by this author
Icon

Also read

2,500,000 cars from the Volkswagen Poznań factory – image 1
News
2,500,000 cars from the Volkswagen Poznań factory
Poznań, 27 July 2016 - Today, the two and a half millionth car in the history of the Company rolled off the assembly line of Volkswagen Poznań. This number of cars has been produced in Poznań since 1993. The jubilee is an opportunity for memories, summaries and presentation of plans for the Poznań Plants. The owner of the unique 2.5 millionth Volkswagen Caddy is Mr. Dominik Pochodyła, an entrepreneur who runs an orchard and a pressing plant on a daily basis. “2,500,000 cars are a beautiful anniversary for us. I am proud of our employees and how much our company has developed over the last twenty years. We are the largest employer in Greater Poland, a strong production center for the Volkswagen Commercial Vehicles brand with an average annual production of 170-175 thousand cars. Our position will strengthen with the launch of the new Volkswagen Crafter plant in Białężyce near Września, which is scheduled for the second half of this year ”. - says Dietmar Mnich, Director of the Volkswagen Plant in Antoninek in Poznań. Poznań did not immediately become the production center for Transporter and Caddy. In 1994, the assembly of Skoda Felicia cars was started in the factory - this year, less than 800 units of this model were manufactured here. In the following years, various models of brands were also assembled in Poznań: SEAT (Cordoba), Audi (A6) and Volkswagen (including Bora, Polo, Passat). In 1995, as the first automotive company in Poland, the factory obtained the DIN ISO 9002 certificate, which confirms the company's special care for the environment. Just a year later, Volkswagen Poznań established a foundry. To this day, it produces aluminum components, which are then installed in many cars of various brands from the Volkswagen concern. The years 2002 and 2003 were a breakthrough in the company's history. Then the last Skoda Fabia rolled off the assembly lines of the Poznań factory, and the factory was prepared for the production of two base models - Volkswagen Caddy and Volkswagen Transporter. Significant expansion of the factory involving, inter alia, on the construction of a modern paint shop and the creation of a special body shop, it meant not only an increase in employment, but also in the total production capacity from about 40,000 to about 170,000 cars per year. As a result, on December 11, 2007, the factory celebrated the production of the millionth car, the Caddy Maxi Furgon. In 2015, 170,810 vehicles were produced at Volkswagen Poznań: 20,447 Volkswagen Transporter models and 150,363 Volkswagen Caddy cars. These models are sent from Poznań to customers all over the world. Continuously since 2003, Volkswagen Poznań is the only factory in the world that produces the Volkswagen Caddy light commercial vehicle. Currently, the production capacity of the factory allows for the production of 720 cars a day.