Since 2015, liability insurance policies have gradually increased. Over the past 12 months, the average increase in prices has been around 10%. That's quite a lot, and the worst is probably yet to come. What will the new year bring us?. Many link higher prices with the introduction of the BLS (Direct Claims Settlement) system by several insurance companies in 2015. Nothing could be more wrong. BLS does not affect the prices of third party liability policies in any way, and their increase is rather caused by the introduction of special guidelines by the Polish Financial Supervision Authority (Polish Financial Supervision Authority). They concern the situation of understating the compensation under third party liability insurance policies for the injured. The activities of the Polish Financial Supervision Authority are intended to curb this practice, and since the compensation is to be higher, the prices of the policies themselves as well.

BLS innocent! So who is responsible for the increase in TPL prices?

Surrounded by the warm waters of the Mediterranean Sea, Istria is a dream destination for active travelers. Here you will find mountain peaks and valleys through which a rich network of trails leads and the warm waters of the Adriatic Sea, ideal for diving and snorkeling enthusiasts. The Pula and Brijuni National Parks are places where each of us, regardless of age, will be able to plunge into the depths to discover the world-famous wealth of underwater nature. You can even explore underground caves or ... discover mysterious wrecks sunk years ago. The famous Baredine cave will allow us to discover the most hidden secrets of the interior of the earth. Yes, for any adventurer, visiting Istria is a real paradise. And if we get on the bike, Istria will appear to us from a different, equally wonderful side! If we want, we can travel with the whole family on two wheels, getting to know the charm of small towns where time has stood still. We don't have to worry about whether everyone will be able to complete the route - thanks to the well-developed infrastructure in regions such as Cape Kamenjak, we can easily choose the route to our capabilities. After reaching the destination, all you need to do is enjoy the beauty of wild nature and admire the power of the rocky cliffs against which the sea waves crash.

Istria - the land of active adventure

Integrated Tourer I c-144 LE with an improved, modular interior concept and Chic c-line 4.9 "Edition". A leading manufacturer of motorhomes presents the latest offers in the premium class. The Stuttgart trade fair provides a communication platform for the export-oriented economy of Baden-Württemberg. Since the most modern and architecturally interesting trade fair and congress center in Europe was opened here in 2007, at the beginning of each year, exhibitors from all over the world present here all aspects of leisure and tourism related to traveling in a set with a caravan or on board a motorhome.

Carthago during CMT 2016

On February 26, the most important trade fair event in the region and one of the largest in Poland begins - the International Tourism Fair in Wrocław. As every year, they are hosted in the Centennial Hall. The three-day event gathers crowds of people interested in broadly understood tourism. We invite everyone! Individual tourists, groups, families with children, seniors, students and literally anyone who plans vacations, travels, excursions and other forms of tourism. The 8th edition of MTT is a unique opportunity to take advantage of the power of attractions that we enrich every year. This year we are adding more and we hope that they will surprise not only new customers, but also our regulars. It is also an opportunity to see the historic building, which is the Centennial Hall. The special character of the Fair is preserved thanks to the extraordinary architecture of the Hall, and each of the attractions takes on a unique character under its unusual dome.

International Tourism Fair in Wrocław - 26-28 FEBRUARY 2016

At the great lake, on which hundreds of flamingos wade, there is a huge structure that catches the eye from a distance. This is Hala Sultan Tekke, a place of pilgrimage for Muslims from all over the world, and the lake is called Larnaca Salt Lake. Among the numerous attractions of Cyprus, the Salt Lake, situated near the third largest city of the island, Larnaca, on the south-eastern coast, deserves attention. Every year thousands of birds rest there (migration corridor). They gain strength before continuing their journey, and some stay here for the winter. The lake is especially popular with flamingos, who come here every season in great numbers. It is they that attract tourists the most among the approx. 90 species living around the reservoir.

A mosque overlooking the flamingos

The CMT caravanning fair, held every January in Stuttgart, is slowly becoming an important event for the entire tourism industry. Fortunately, campers, caravans and other caravanning-related offers remain the most important elements of the program. CMT 2016 has just come to an end. Although the winter weather in Germany on January 16-24 in Germany posed the risk that the event would not attract the expected number of visitors, the reality turned out to be better than expected!. 220,000 visitors visited the stands of 2,068 exhibitors from 96 countries. On average, one person spent nearly 5 hours at the fair.

CMT 2016 - interest in caravanning is growing

January is the last month in which we should seriously think about a winter trip to the mountains. If you got a vacation from your boss and you are eagerly counting down the days to rest, plan everything carefully. Check out what you cannot forget. Are you not a sports enthusiast on a daily basis? You will need a proper training to keep your strength on the slope after the first day of skiing. First of all, focus on exercises for the lower muscles - you need to have strong legs to ski on white powder all day! If you are simply bored by running outside and you feel irritated instead of pleasurable, join the gym. Under the supervision of a trainer, you will surely prepare for the season properly. A treadmill or bikes in a closed room can be a lot of fun!.

Get your skis and the right policy

There is an absolutely amazing place in the Norwegian capital. Beautiful and terrible figures froze in it in granite and bronze at the same time - over two hundred sculptures forcing one to reflect on the course of life, the stages of its passing, and finally death. Vigeland Park (Vigelandsanlegget) is one of Oslo's top tourist attractions and is named after a sculptor who was born to sculpt. The park itself - like an organic creation - grew to become gigantic. Initially, Gustav Adolf Vigeland was commissioned by the city authorities to design a fountain.

Vigeland Park - a child of stone and bronze

The first Thule ski rack was created in the 1970s - since then, the company's goal has been to provide skiers with solutions that enable them to transport their equipment comfortably, safely and in style. The proof is Thule Flow - the new roof-mounted ski rack, distinguished by its aerodynamic shape and the highest level of equipment protection. Flow holds skis up to 210 cm long, and its wide, flat shape also allows you to conveniently transport snowboards, poles and other accessories. Of course, like all Thule products, the Flow is also very easy to install and easy to load - thanks to the low rack height. On the one hand, its characteristic shape is reminiscent of classic Thule products, and on the other hand, it fits perfectly with modern cars. Safety is a priority for all Thule products - the company tests all its roof boxes comprehensively, both in its own Thule Test Center ™ and under real road conditions. When choosing a Thule ski rack, you can be sure that you are choosing one of the safest and most thoroughly tested products on the market. Thule Flow is extremely easy to use and install - thanks to the quick and convenient system using the PowerClick knob. Its interior can be accessed from both sides thanks to the Dual-Side system. When developing its characteristic, streamlined shape, Computerized Fluid Dynamics (CFD) technology was used - this allowed for perfect aerodynamics, reduced fuel consumption and minimized driving noise.

Thule presents Thule Flow - a roof-mounted ski rack for winter sports fans

Buying a camper or caravan can be very expensive. No one is shocked by prices exceeding 100,000. zloty. No wonder that buyers click with interest on sales announcements with a note about the possibility of deducting 23% VAT from the purchase - it gives 23,000. PLN "savings" for every 100 thousand. PLN net price of a motorhome or caravan. Unfortunately, in practice, the matter is not so rosy - a very small part of buyers can deduct all VAT, a small part of buyers can deduct half of it, and the vast majority of customers cannot do it at all. We will also apply different regulations, at least in part, to the motorhome and to the purchase of a caravan.

Purchase of a motorhome or caravan - who can deduct VAT and on what terms?

The pleasure can sometimes be doubled, tripled, and even multiplied by four or five - as is the case in the towns of Cinque Terre (Five Lands). We can find them on the Ligurian Riviera, where, nestled into vertical rocks, they look at the surface of the sea. Cinque Terre consists of five Italian settlements: Monterosso, Vernazza, Corniglia, Manarola and Riomaggiore. Like the Tri-City, they are connected by a perfectly organized communication network. The train passes through them in less than 10 minutes. Traveling by it is a reasonable solution, because it is difficult to find a parking space in the high season. In addition, the road to Cinque Terre is winding and narrow, which makes maneuvering it difficult.

Cinque Terre - happiness times five

Niesmann + Bischoff is probably the most designer brand among all motorhome manufacturers. Proof? The company recently won an award in the German Design Award 2016 competition, and previously it was awarded, among others, as part of the Red Dot Design Award. What can we expect in 2016? There will be no revolution, but it may be good, because Niesmann + Bischoff motorhomes only needed minor cosmetic procedures to make them dazzling with their beauty again. The designers of the brand have managed to give their motorhomes a characteristic "face", which definitely attracts attention, but not in a controversial way, but in a way that causes common admiration and desire. When looking at an Arto or Flair model, it's hard to suppress the urge to grab the steering wheel of such a vehicle.

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BLS innocent! So who is responsible for the increase in TPL prices?